Texas Health Insurance

 
Traditional Health Insurance
 
The traditional health care delivery system for Texas Health Insurance is currently based on a fee-for-service type of arrangement.  IN a fee-for-service system, you pay for each itemized medical service you receive.  In the days of the frontier, “Doc” often received a chicken as payment.  Today, physicians are paid with money, lots and lots of it.  Fee-for-service health insurance recognizes this practice and is designed to reduce or even eliminate your duty to pay directly for your medical care.  Please note that the Affordable Care Acr, or Obama care will change this starting in 2014.  However, for this bit of information now, traditional health insurance comes in three parts.
 
Hospitalization.  Hospitalization covers defined expenses incurred while in the hospital according to Texas Health Insurance.  Generally, the insurance will pay for all of the covered services rendered by the hospital staff.  However, if the insurance benefit is an indemnity payment plan, the payment will be for a fixed sum regardless of the actual expenses incurred.  This fixed sum will usually be foar below the daily charge actually made by the hospital.
 

 

Texas Health Insurance

 

Credit History

 

Checking a candidate’s credit history is recommended only for positions in which employees handle cash or exercise financial discretion, or when personal financial conduct is relevant to the position says Texas Health Insurance.  Examples include positions involving accounts receiving/payable, payroll, and petty cash, and when hiring a chief financial officer, controller, or accounting manager.

 

Note:  The Equal Employment Opportunity Commission (EEOC) has indicated that minorities and women incur a disproportionate number of poor credit histories.  Texas Health Insurance knows women are often the victims of a poor credit history because of a spouse.  To protect your company and avoid potential unfair impact on protected classes, ensure you have a true business necessity for selecting positions for which credit history will be checked.  Also, federal bankruptcy legislation prohibits screening out an applicant or terminating an employee solely for incurring bankruptcy.  Your actions must be supported by compelling business reasons.

 

…Continued in Small Business Group Health Insurance Texas

 

 

 

 

 

 

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