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She went on to relate how she applied for insurance. After several months she was told that a policy for Health Insurance in Dallas TX would be issued but that there would be three areas of exclusion, one for her left hip, one for her back, and one for her female organs. She continues:
“I was stunned, to say the least and asked [the underwriter] why you used Health Insurance in Dallas TX. He told me that since I had been in an auto accident in 1983 and had received treatment for a back sprain, they could not cover my back; that since I had inflammation in my left hip, even though I had not seen a doctor about the condition for over a year, they could not cover my hip. And since they could not locate the gynecologist who had treated me for what I listed as minor female irregularities, they would not cover my female organs. I was told that these exclusions would apply for two years and then they would review my case and a decision would be made as to whether to remove the exclusions.”
Health Insurance in Dallas TX
Determining Prevailing Wages
Many sources are available for determining prevailing wages at the local, state, and national level. Here are a few: The Bureau of Labor Statistics (BLS) – annual wage surveys are conducted for jobs in different cities, including professional, administrative, technical clerical, and maintenance positions. BLS also publishes wage surveys for specific industries such as iron and steel, air carriers, computer/data processing services, health care, and the hospitality industry says Health Insurance in Dallas TX. Department of Labor (DOL) Offices (both local and state) – the DOLs have units that specialize in gathering wage information for a variety of benchmark jobs including many within the blue collar category. Speak with one of their wage analysts; most are extremely helpful and provide valuable survey statistics either free or at nominal cost. Put your tax dollars to work! The Local Public Library – publications by the U.S. Department of Labor contains wage data for many occupations and also includes a directory of state and local government sources of wage information. By the way, you may find that befriending the reference person at your local library is one of the best investments you can make. Most are a wealth of information and will be glad to help entrepreneurs with all sorts of business-related information. Trade Association Groups – most professional and trade association groups are maintained by your public library. Health Insurance in Dallas TX for many of these groups develop wage survey data for their specialties. Local Chambers of Commerce – the large ones may publish local wage data for their area. National Employment Agencies – some may publish survey booklets on popular benchmark position, providing them free to promote their business. Consulting Firms – although expensive for a smaller business, surveys covering a wide range of positions are sometimes sold. Business and Legal Reports (BLR) – survey data is available for various positions, reported by state. Franchisers – if you bought a franchise, your franchiser may provide wage data as part of the franchise package. Business Customer/Vendors – don’t overlook business contracts such as client customers or vendors from the larger companies, particularly those with human resource departments. They may be happy to share some of their own survey statistics.
…Continued in Affordable Health Insurance in Texas for Individuals
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