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Waiver of Premium
Many policies with Health Insurance Companies Dallas, allow premium payment to be suspended during periods of disability so that the waiting period targets the waiver of premium clause to go into effect as the policy defines the term “disability”.
Coordination of Benefits
If you are covered under more than one policy, if you and your spouse have group coverage from your respective jobs, for example, you should learn how the companies will coordinate their obligation to pay benefits.
When asked for reference information on your own former employees, exercise caution, particularly if an individual was terminated under negative circumstances. Any statements you make should be factual, not hearsay. Ensure that you have firsthand knowledge of the facts and are able to substantiate them in court if necessary.
Health Insurance Companies Dallas
Prior Employment information
Perhaps the best indicator of a new employee’s future behavior is past performance with other employers for Health Insurance Companies Dallas. What was this person’s track record with ABC company? How well did she perform? Was his attendance acceptable? As indicated above, obtaining this information can be quite a challenge. Nevertheless, you should make the effort. It is also important to maintain good documentation of such efforts in the employee’s personnel file.
If you obtain reference information over the telephone, note down what was said, by whom, that person’s position title, and the date. Health Insurance Companies Dallas sometimes you can get more information by reaching the candidate’s prior supervisors directly, bypassing the company’s human resources department. Savvy companies, however, have trained their management to refer all reference checks directly to their human resources department, which may want your request in writing with an appropriate release document signed by both you and the candidate.
…Continued in Blue Cross Blue Shield of TX
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