Freeport life Insurance

Freeport life Insurance


Freeport life Insurance

Traditional Health Insurance


Health insurance has traditionally come in two parts, with an optional third sometimes throw in for good measure. These are hospitalization, surgical/medical, and major medical (also known as catastrophic coverage). We will cover all three in this chapter.


Any hospital stay is going to cost a great deal of money. The more care you need, the higher the bill. For example, some intensive care units cost up to $1,000 a day, and that doesn’t include the cost of the doctors. Regular care isn’t cheap either. In fact, you could live one day at the nicest hotels in the world (meals included) for just the cost of one day’s uneventful stay in an ordinary hospital. This being so, it is very important to have hospitalization Freeport life Insurance.

Types of policies

Hospitalization Freeport life Insurance policies generally come in two varieties.

Indemnity plan. This kind of policy is the easiest to understand. Basically, if you are hospitalized for covered services, the insurance company must pay a flat fee directly to you. You, of course, must pay the hospital. Unfortunately, the difference between what you receive in payments and what the hospital wants to collect may be enough to put you right back in the hospital.

Fee for service. Most hospitalization policies pay for part or all of the following Freeport life Insurance hospital services.

Room and board. Whether you are in intensive care or an ordinary semiprivate room, your room and board expenses will be paid by the insurance company. Frequently, there is a maximum number of days covered per stay, after which coverage ceases unless you are protected by catastrophic care insurance. Happily, this time period is usually quite long. Private Freeport life Insurance rooms will be paid for only when there is a medical necessity for you to be placed in one.

Routine nursing care. If you have ever stayed in hospital, you know how important the nurses and medical staff are to your care and comfort. Your hospital bill includes these basic services (the cost of bringing you food, the cost of a nurse administering medication, etc.) These basics are paid for by your hospitalization Freeport life Insurance coverage.


…Continued in Freeport outsourcing human resource

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