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Thus, under today’s privatized system of Business Health Insurance Texas, you don’t even have to have a chronic illness such as diabetes or have had a heart attack or a major injury to be left out in the cold by a pre-existing condition exclusion. So, be sure to check very carefully the preexisting clause of any new health insurance you are thinking of purchasing Affordable Health Insurance in Texas for Individuals . You may find that you are paying full premiums for only a shell of a policy.
Affordable Health Insurance in Texas for Individuals
Substance abuse. Many policies exclude coverage for illnesses or injuries that arise out of the abuse of narcotics or other controlled substances not prescribed by a physician.
Attempted suicide. If things are so bad that you are contemplating ending it all, be aware that any treatment you receive because of the effort will probably be on your own dime.
Mental Illness. Some policies exclude benefits that are Affordable Health Insurance in Texas for Individuals on mental or emotional illnesses that do not have an organic (bodily) cause. Others provide specifically defined and limited benefits for such things as psychotherapy. Be sure you understand your rights under your policy if you feel the need to consult a psychiatrist, psychologist, or other mental-health professional.
Workers compensation claims. If the injury or illness is subject to workers compensation medical benefits, the private or group policy will generally exclude itself from paying the medical bills.
Cosmetic surgery. If you don’t like your looks and you seek plastic surgery to fix what Affordable Health Insurance in Texas for Individuals can do for you, you may find offensive about your body and health insurance that pays the bill. However, if the cosmetic surgery is required due to injury (or birth defect in a child born under the protection of the health policy), the cost will be covered.
…Continued in Supplemental Health Care Dallas TX
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