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Like the owners of stock in a stock company, mutual policy owners like Affordable Health Insurance Houston TX benefit with the payment of dividends when the company does well. Dividends are often credited to the benefit of the policy, either reducing premiums or increasing benefits. Mutuals will also accrue surplus funds to protect against a time of heavy claims activities. When a member withdraws from the mutual by canceling coverage, he or she generally receives none of the surplus that may have accrued during his/her tenure as a policyholder. State farm Insurance is one of the better known mutuals.
Sexual harassment is a violation of company policy says Affordable Health Insurance Houston TX. Unwelcome sexual advances, requests for sexual favors, and other verbal or physical conduct of a sexual nature constitute sexual harassment when one or more of the following applies: submission to the conduct is made to be a condition for keeping your job; submission to or rejection of the conduct is used as the basis for other employment decision affecting your job; the harassment substantially interferes with an employee’s work performance or creates an intimidating, hostile, or offensive work environment for Affordable Health Insurance Houston TX . If you want to report an incident in which you feel sexual harassment may be occurring or may have occurred, advise your supervisor as soon as possible. Your report will be handled confidentially.
Smoking
The trend toward restricting or banning smoking in the workplace is accelerating says Affordable Health Insurance Houston TX . Government agencies, both federal and state, and the larger corporations have led this trend. The antismoking movement is strong and nonsmokers are becoming increasingly adamant about the issue. The backlash by smokers can be severe, creating bitterness and hard feelings at work. It can be a very sensitive issue, particularly when you must restrict some of your better employees. The potential for liability lawsuits will increase for employers. There are a variety of smoking policy alternatives, as described in the following sections.
…Continued in Houston Health Care
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