Recent survey results reveal that 16% of US adults are very likely to switch their health insurance within the next year, and another 26% are somewhat likely. What stands out is that switching interest is especially high among younger adults—25% of Gen Z—and nearly a quarter of people who identify as Republican. Those most considering a change are often paying for their own coverage, rather than being in government-assisted programs.
The motivations are also shifting: for people likely to switch, network coverage and out-of-pocket limits now matter even more than the monthly premium. In other words, many are prioritizing access to the doctors they want and protection from unexpected costs over just the sticker price.
With open enrollment just around the corner, it's not surprising to see these preferences evolve as careers, finances, and health needs change. As someone who’s spent decades comparing options and helping Texans find the right coverage—always with an engineer’s eye for detail—I know this is the time to take a clear-eyed look at what truly fits your needs and budget. My approach has always been about education and clarity, so if you’re weighing your options, now’s the perfect window to consider what matters most to you.