Health and disability insurance policies set firm timelines for when claims must be filed after an illness, injury, or medical event. Submitting late can cause your benefits to be denied, even if the condition qualifies for coverage. While some insurers allow several months, others require notice within just 30 days. To avoid losing eligibility, report potential claims immediately — even if you’re waiting for documentation or test results. Prompt communication ensures your claim remains valid and your benefits protected.
Health & Disability Claim Deadlines
