Dallas Health Insurance Agent

Dallas Health Insurance Agent

Maximum Payments That Are Too Low. Dallas Health Insurance Agent know that some policies are deceptive in their periods. On one hand they will set up a seemingly high maximum number of days permitted to be paid under the policy. Then, on the other hand, you limit the maximum financial exposure to $10,000 or $25,000. Such financial maximum make a mockery of the “days in the hospital maximums”, and unless supplemented by a catastrophic care policy, they are much too small to protect you against serious illness or injury.

Government benefits. The government is in the insurance game and in it in a big way. Medicare is a health insurance program mostly limited to those age 65 and over. Dallas health Insurance Agent works with Social Security, among other benefits, provides a form of income insurance (somewhat akin to an annuity) that guarantees a basic level of benefits in return for payments (taxes) paid during working years. Some government entities sell insurance. Others help pay for the cost of insurance that would otherwise be unavailable or cost prohibitive. Parts 6 and 7 will describe many of these government plans and benefits in detail.

How Personal Insurance Is Sold

Virtually everyone is covered by some form of personal insurance, whether from the private sector or as a beneficiary of government benefits. Such coverage is obtained in a variety of ways. Often it is paid for directly by contacting an authorized salesperson and paying the price of the premium. Insurance is also obtained indirectly, often as a benefit of employment or union membership times, we receive insurance as a legal right based upon our individual circumstances (e .g, Medicare).

With the exception of group health insurance obtained through work, Dallas health Insurance Agent know most people buy their insurance directly. But who sells it and under what circumstances? Let’s take a look.

Agents. The image of insurance agents seems to have fallen about as low as the image of lawyers, if that’s possible. But is this fair? As in any profession, there are those who are interested only in what you can do for them— I. e, buy coverage whether you need it or not. But a good Dallas health insurance agent is primarily interested in what they can do for you—I. e, help you find the right product at the most reasonable price to meet your individual needs. In fact, finding a good agent can be one of the best things you can do for yourself as a smart insurance consumer.

…Continued in Travel Insurance

 

 

 

 

 

 

 

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