Flower Mound small business combined group health insurance rates

 

 

Flower Mound small business combined group health insurance rates

Constant or repeated seepage. If an appliance bursts and causes damage, you are covered. But if the damage is caused by a slow leak or by seepage that recurs over and over again, your Flower Mound small business combined group health insurance rates probably off the hook.

  • Water damage. Water damage includes flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these whether or not driven by wind. The definition also includes backed-up sewers, underground streams, and seepage from swimming pools.
  • Power failure. Damage resulting from a general power failure will not be paid for. However, if the power failure occurred on your residential premises only you are protected.

Neglect. If you do not properly maintain your property, your Flower Mound small business combined group health insurance rates won’t pay for your errors.

Intentional loss. If you intentionally cause damage to your own property or direct others to do so, your Flower Mound small business combined group health insurance rates will not bail you out for the losses your conduct causes.

  • Earth movement. Earthquakes, landslides, and mudslides can destroy property. If they do, your basic property policy will not cover the loss. However, you can buy some protection through endorsements (see chapter 23).

War. As usual, insurance policy protection excludes damages occasioned by acts of ware. (After the recent American incursion into Panama, it was reported that many insurers of Panamanian property denied Flower Mound small business combined group health insurance rates coverage based on this exclusion.)

Nuclear hazard. If your home is destroyed by a radiation accident you’d better not look to your policy to protect you, since your insurance will not pay for the loss. This is very interesting, considering all of the propaganda put out about the safety of nuclear power. Apparently the Flower Mound small business combined group health insurance rates doesn’t buy it. Otherwise, why exclude nuclear hazards from coverage at any price.

  • Acts of decisions of governmental bodies. If a loss is caused by enforcement of an ordinance or law, or the failure to enforce such laws, insurance will not pay you for the losses incurred. In such a case you may need a good lawyer if you are to avoid eating the entire loss yourself.

 

 

…Continued in Flower Mound small business employee handbook 

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